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Four phases of Retirement Planning: Earn, Save, Grow and Preserve

When it comes to retirement planning, the common advice is to start investing early, make regular contributions and let the compounding work in your favour. But, is it really that simple? Should the way you approach your retirement planning be

Should you start a Perpetual SIP?

A Perpetual SIP, as the name suggests, continue as long as you are around. Typically, when you are filling up a form (paper or online), you have to specify start and end date for SIP. If you select Perpetual option,

Should you invest in CPSE ETF follow on offer?

The Government of India is coming out with Further Fund Offer (FFO) of CPSE ETF. FFO opens on January 18, 2017 and closes on January 20, 2017. The Government plans to raise Rs 4,500 crores with an option to retain

15 lesser known Income Tax Deductions

save income tax of sale of house featured image

Starting January, you will be running around to make investments in tax-saving instruments or collect proofs for such investments already made. Most of us are aware of the tax deductions available for premium paid for life insurance and pension plans,

What do you worry more about? Your existing corpus or the next SIP installment?

Many of us spend a lot of time finding the “Best mutual Fund” to start Systematic plan in. Very little time is devoted to review/re-balancing of the existing portfolio.  Is that the correct approach? By the way, there is nothing

How to Save Income Tax? – Part I (Section 80C)

save income tax of sale of house featured image

Tax saving season is here.  In a few days, you will get an e-mail from Human Resources department to submit proofs for investments you had declared at the start of the year. Most of us leave tax-saving investment to the

Tax-Saving Fixed Deposits Vs ELSS

Tax-saving season forces you to make a few choices about investments, something not everyone enjoys. There are many ways to save income tax. Which one should you choose? I have done detailed posts comparing PPF, ELSS and NPS. In this

How much does your Insurance Agent make through Commissions?

I have never really admired IRDA as a regulator. They are always behind the curve. The insurers take very convenient view of the regulations much to the harassment of policyholders. Mis-selling is rampant. Still, IRDA is silent. It may be

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