You just received your annual bonus. You also run a home loan. You have 2 options. Use the bonus (or any lump sum) amount to repay the loan. OR Invest the amount and potentially earn … [Read More...] about Got surplus? Would you Prepay or Invest? What does the data tell us?
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You are regularly pitched an insurance product by your relationship manager or a sales agent. And nothing confuses you more. You are clueless about how to evaluate the product. There are fancy … [Read More...] about Being sold an insurance product? How to figure out what’s being sold?
You are NOT comfortable with the low interest rates on your bank fixed deposits. Rightly so since you would not have seen such low FD interest rates ever in your life. Low interest rates hurt even … [Read More...] about What are Covered Bonds? Should you invest?
Annuity plans are the only investment products from insurance companies that I do not dislike. Annuity products can serve a purpose in your portfolio that no other investment product (mutual funds, … [Read More...] about LIC Saral Pension Plan (862): A New Immediate Annuity Plan from LIC: Review
The recent Covid-19 crisis tested the adequacy of health insurance covers for many of us. What seemed like robust health cover proved to be inadequate, at least in some cases. The employer cover of Rs … [Read More...] about Health Insurance: A Big Base Plan Vs. A Small Base Plan + Super Top-up plan
Which is the best way of investing in gold? Physical gold, Jewellery, gold ETFs, mutual funds, or Sovereign gold bonds? Let us leave out physical gold and jewellery in this post and focus on … [Read More...] about Gold ETFs Vs Sovereign Gold Bonds
Exchanged Traded Funds (ETFs) and index funds are low-cost ways to build a diversified equity portfolio. Both are passive investments. Both try to replicate (and not beat) the performance of a … [Read More...] about ETFs vs. Index Funds: Which is better?
The Reserve Bank of India has released the calendar for the Sovereign Gold Bond Scheme, 2021-2022 for the first 6 months of FY2022. The Bonds will be available for subscription in 6 monthly tranches … [Read More...] about Sovereign Gold Bonds 2021-2022: Should you invest?
Ever seen a lion eating grass? No, right? No lion eats grass. Similarly, there are no equity funds that are NOT volatile (risky). All equity investments are volatile. That is the nature of … [Read More...] about Finding a Safe Equity Fund is same as Finding a Lion that eats grass
The Covid-19 pandemic has affected everyone adversely. Each one of us likely knows someone who passed away or has had a near-death experience due to the pandemic. Untimely demise of a friend/family … [Read More...] about How to Keep Family informed about your Investments and Insurances?