You have decided to invest in mutual funds. You have selected the best mutual funds for you. You have also decided whether you want to invest lump sum or through Systematic Investment Plans (SIPs) … [Read More...] about Mutual funds: Growth or dividend? What should you choose?
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In an earlier post on claim settlement ratio, I had delved into claims data of health insurance companies for FY2018. In this post, let’s look at the claims settlement ratio for the life insurance … [Read More...] about Claims Settlement Ratio of Life Insurance Companies (FY2018)
The Union budget 2019 was presented on Feb 1, 2019. There were some tax sops offered to the middle class. A new pension scheme for the workers in the unorganized sector was launched. There was an … [Read More...] about Budget 2019: Key Highlights
While selecting an insurance plan, the first filter you apply is on the Claims settlement ratios. Lower the claim settlement for a company, the more you are likely to stay away from the company. IRDA … [Read More...] about Claims Settlement Data of Health Insurance Companies (FY2018): How to interpret?
In simple words, ETF or Exchange traded funds are index funds that trade on stock exchanges like shares. An ETF allows you to buy and sell an entire index like a stock. ETFs provide diversification … [Read More...] about PFP Primer: What are ETFs?
Debt mutual funds are not without risk. When a default or a rating downgrade of an underlying security, NAV of the fund takes a hit. Not just that, it poses an additional problem. In such cases, some … [Read More...] about What is Side Pocketing in Debt Mutual Funds? How it helps?
The biggest financial risk during retirement is that you may outlive your retirement corpus. You may have planned really well and planned for the corpus to last till the age of 90 but you are fit … [Read More...] about Retirement Planning: When to purchase an Annuity plan?
Mis-selling is not just about selling bad products to the consumers. It is also about selling good products the wrong way. In a way, selling any product that is not suitable for the consumer/investor … [Read More...] about LIC Jeevan Shanti: A case of mis-selling?
You invest Rs 10,000 on January 1 every year for 20 years. In the first case, you earn a constant 6% p.a. for the first 10 years and 12% for the last 10 years. In the second case, you earn a constant … [Read More...] about How do you calculate your Mutual Fund Returns: CAGR, IRR or XIRR?
If you are an NRI, you may be able to get a loan at a very low rate of interest in your country of residence? If you have such an option, you may feel tempted to take a low cost loan and invest in … [Read More...] about NRI Corner: Plan to take a loan abroad to invest or replace a loan in India?