Many investors purchase pension plans so that they continue to receive monthly income even once their regular salary stops after retirement. Which pension plans do you choose? In this post, … [Read More...] about Review: SBI Life Saral Pension Plan
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For many of us, when we think about investments, the focus is mostly on returns. Not unfair. Everybody wants an adequate reward for the risk taken. However, when you think in terms of financial goals … [Read More...] about Financial Planning and Investing more
The birth of a child brings joy not only to the parents but also to the parents of the parents i.e. grandparents. It is not uncommon to see grandparents making an investment in the name of their … [Read More...] about How Rs 3.2 lacs became Rs 11,678 in 6 years?
You are still young and want to start saving for your retirement. You want to ensure that you get a regular income after retirement. For this reason, you want to invest in a pension plan. Which … [Read More...] about NPS vs Pension Plans from Insurance Companies: Which is better?
You got Rs. 10 lacs with you. You know you would need the money or at least some portion of it within 3 years. Where would you invest that money? A Bank Fixed Deposit or a Debt Mutual … [Read More...] about Need money within 3 years: Bank FD or a Debt Mutual Fund?
Many of us dislike annuity plans. The rates are low and the income is taxable. You lose flexibility with the money. The income is not inflation-adjusted. So many problems. Still, annuities can add a … [Read More...] about Retirement Planning: Staggering Annuity Purchases can Increase Income and Reduce Risk
Every profession requires you to have persuasive skills. You have to persuade your boss to grant you a leave. You have to persuade our team member to agree to your line of thinking. Your boss has to … [Read More...] about The Little Tricks Our Minds Play: How to Avoid being a Victim of Mis-selling?
If you are an investor in debt mutual funds, do keep an eye on the size of your fund scheme. It is a red flag if the size of your debt fund scheme has gone down sharply. If your fund scheme has … [Read More...] about A Sharp Decline in Debt Mutual Fund Size is a Red Flag
NPS vs PPF is not an easy question to answer, but why should you face such a question? Because no one has an unlimited amount of money to invest. Therefore, when we must make an investment choice, … [Read More...] about NPS vs PPF: Which is better?
I regularly write against mixing investments and insurance. I highlight issues in the cost structures of various investment and insurance combo products. Regular readers would know that I like mutual … [Read More...] about Mutual Funds: The Expense Ratio Trick