SEBI had initiated categorization and rationalization of mutual fund schemes vide its circular dated October 6, 2017. SEBI specified a few fund categories and mandated each fund house could have just … [Read More...] about Different Types of Debt Mutual Funds (SEBI Categorization Rules)
As a SEBI Registered Investment Adviser (INA100002719), we offer commission-free investment advice that is best suited for you and your family. By avoiding commissions, you earn better returns in the same investment. We offer a range of financial services. Visit the Offerings Section for more details.
When you are planning to ringfence your assets/finances from adverse events, the two most common insurances that come to mind are Life Insurance and Health Insurance. Life Insurance provides … [Read More...] about Disability Insurance: Missing piece in your Financial Planning
There is a BIG difference between financial planning for retirement (accumulation phase) and financial planning during retirement (decumulation phase). Let’s look at what I mean. In this post, I will … [Read More...] about Financial Planning For Retirement vs. Financial Planning During Retirement
Are you looking for a financial planner or financial adviser? Who would you go to? There is no dearth of choices. Let’s look at some of the common financial advisers/ planners/agents you may … [Read More...] about What is better for you: A Fee-only Financial planner or a Fee-based planner?
You are aware of the health benefits of health insurance. But, are you aware of the tax benefits of health insurance? Do you know that you can claim tax benefit for payment for preventive health … [Read More...] about Health Insurance Tax Benefits under Section 80D (From FY2019)
You are frustrated about your bank not passing interest rate cuts to you. You are not alone. They are many borrowers like you. Even the Reserve Bank regularly expresses its displeasure since monetary … [Read More...] about A home loan that is truly floating
LIC has recently launched a new moneyback plan: LIC Bima Shree (Plan 848). The plan is quite similar to LIC Jeevan Shiromani, that was launched a few months back. There are only a few differences (or … [Read More...] about LIC Bima Shree (Plan no. 848): Middle class’s LIC Jeevan Shiromani
The process of setting up SIPs at MF Utility just got simpler. MFU has introduced an online PayEezz registration feature “ePayEezz”. Not only can this feature do away with the need for physical … [Read More...] about MF Utility: How to set up PayEezz mandate online (ePayEezz feature)
If I were to ask you to add 17 five times, you would swiftly do the calculations in your head and give me the answer “85”. It is easy to add or multiply smaller numbers. 17+17 = 34 + 17 =51 + 17 =68 … [Read More...] about Don’t let the numbers fool you
Many financial advisors ask clients/friends/family to purchase health insurance plans at an early age. The reason is that you are able to lock-in your health conditions. Any illness that happens … [Read More...] about How Health Insurance Companies can easily trick customers?