SEBI has specified many categories of debt mutual funds. In this post, let’s talk about money market funds. I will address common questions about money market mutual funds in this post. Where do … [Read More...] about What are Money Market Mutual Funds?
As a SEBI Registered Investment Adviser (INA100002719), we offer commission-free investment advice that is best suited for you and your family. By avoiding commissions, you earn better returns in the same investment. We offer a range of financial services. Visit the Offerings Section for more details.
What is GSTR 3B return? Let’s start with a basic understanding about GSTR-3B Return from the following table listed below: GSTR 3B return is a temporary monthly GST return. It was envisaged to be … [Read More...] about All you need to know about GSTR-3B return filing
In an earlier post, I looked at how you can select a liquid fund. In this post, let’s look at how you can extend the same argument to selecting debt mutual funds for your portfolio. The pointers used … [Read More...] about How to select a Debt Mutual Fund for your portfolio?
Over the past few years, we have seen debt mutual funds being promoted as a replacement for fixed deposits. I do not deny that there are a few clear benefits and debt mutual funds may provide better … [Read More...] about How to select a Liquid Fund?
In an earlier post, I discussed how NRIs can invest in mutual funds and the challenges they face while investing in India. In this post, let’s look at mutual fund taxation for NRIs … [Read More...] about NRI Mutual Fund Taxation: How NRI Mutual Fund Investments are taxed?
Many of us have more than one health insurance policies. And I receive a number of queries over e-mail and as comments in my blog post about discontent with claim settlements for two policies. Many … [Read More...] about How claim is settled in you have two Health Insurance plans?
The need for adequate health cover is not lost on many. However, selecting a health insurance plan that suits your requirements sounds daunting to a lot of people. There are many parameters to be … [Read More...] about How Room Rent Sub-limit can affect your Health Insurance claim?
One big advantage that ULIPs have over equity mutual funds is that the maturity proceeds from ULIPs are exempt from tax. On the other hand, the long-term capital gains on the sale of equity mutual … [Read More...] about If you are old, avoid ULIPs
LIC launched a new annuity plan LIC Jeevan Shanti in September 2018. LIC Jeevan Shanti comes in both immediate annuity and deferred annuity variants. A point to note is that LIC already has a very … [Read More...] about LIC Jeevan Shanti: Single Premium, Guaranteed Pension (Features and Review)
In this post, I will discuss tax benefits for NPS and the tax treatment of maturity proceeds. I will discuss if it makes sense to invest in NPS now or if you should invest in NPS for the exclusive … [Read More...] about NPS Tax Benefits and Tax Treatment at Maturity (Latest)