On January 17, 2020, many debt mutual fund investors with Franklin AMC woke up to a nasty surprise. NAVs of many popular debt mutual fund schemes from Franklin had gone down by 4-7%. Why did this … [Read More...] about Loss in Franklin Debt Mutual Funds: What should you do?
As a SEBI Registered Investment Adviser (INA100002719), we offer commission-free investment advice that is best suited for you and your family. By avoiding commissions, you earn better returns in the same investment. We offer a range of financial services. Visit the Offerings Section for more details.
You invest Rs 100. Let’s consider the following sequence of returns. Case 1: You earn -50% (or lose 50%) in the first year. You earn +50% in the second year. Case 2: You earn -25% (or … [Read More...] about The Key to Investment Success: Lose Less
Many of us attach a lot of value to house ownership. Many of us also feel that house rent is a waste of money. It is better to take a home loan and pay a bit more. After a few years, you will also own … [Read More...] about Rent vs. Buy: Paying Rent to the Owner or Rent to the Bank?
Once you lose money in stock markets or any other investments, there is a natural tendency to shift to products that offer guaranteed returns or that seem to offer guaranteed returns. While it is … [Read More...] about The Price you pay for Guaranteed Returns in Investments
I advise investors of all age groups. Many middle-aged investors are concerned about whether they are too late in starting investments. Even though it is better to start early, it is never too late. … [Read More...] about The Choice between Starting Early and Investing more
In the first week of December 2019, the Government paved the way for the launch of Bharat Bond ETF. The Bharat Bond ETF will invest in bonds issued by various public sector units. From the … [Read More...] about What is Bharat Bond ETF? Should you invest?
Most mutual fund schemes have not performed well since the start of 2018. This is broadly in line with the overall performance of the markets. Over the past few months, I have started receiving … [Read More...] about Read this if you find merit in ULIPs and traditional plans over mutual funds
Aegon Life has launched a new variant of iTerm plan, where the policyholder gets a monthly income after the age of 60 years till his/her demise. This is in addition to the lumpsum pay-out at the age … [Read More...] about Aegon Life iTerm: Dual Protect: A Term plan with Monthly Pension
Risk and Reward go hand in hand. Higher the risk, the higher the return. Isn’t that what most of us have come to believe? Well, this understanding is only partially correct. Why? If you could … [Read More...] about The Less Understood Relationship between Risk and Returns
If there is one thing no parent wants to compromise, it is their children’s education. The parents would do anything to provide the best education to their children. Of course, not everything is under … [Read More...] about Saving for Children’s education: When should you start?