In simple words, ETF or Exchange traded funds are index funds that trade on stock exchanges like shares. An ETF allows you to buy and sell an entire index like a stock. ETFs provide diversification … [Read More...] about PFP Primer: What are ETFs?
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Debt mutual funds are not without risk. When a default or a rating downgrade of an underlying security, NAV of the fund takes a hit. Not just that, it poses an additional problem. In such cases, some … [Read More...] about What is Side Pocketing in Debt Mutual Funds? How it helps?
The biggest financial risk during retirement is that you may outlive your retirement corpus. You may have planned really well and planned for the corpus to last till the age of 90 but you are fit … [Read More...] about Retirement Planning: When to purchase an Annuity plan?
Mis-selling is not just about selling bad products to the consumers. It is also about selling good products the wrong way. In a way, selling any product that is not suitable for the consumer/investor … [Read More...] about LIC Jeevan Shanti: A case of mis-selling?
You invest Rs 10,000 on January 1 every year for 20 years. In the first case, you earn a constant 6% p.a. for the first 10 years and 12% for the last 10 years. In the second case, you earn a constant … [Read More...] about How do you calculate your Mutual Fund Returns: CAGR, IRR or XIRR?
If you are an NRI, you may be able to get a loan at a very low rate of interest in your country of residence? If you have such an option, you may feel tempted to take a low cost loan and invest in … [Read More...] about NRI Corner: Plan to take a loan abroad to invest or replace a loan in India?
The tax regime for NPS has gotten better and better over the last few years. In December 2018, the Government has almost given EEE (Exempt-Exempt-Exempt) tax status to NPS. Is NPS really … [Read More...] about With NPS almost EEE, should you now invest in NPS?
The Government of India has brought about a few important changes to NPS (National Pension Scheme). All the changes are beneficial for the NPS investors. Some of the changes are only for the Central … [Read More...] about Good News: Lumpsum withdrawal from NPS is now exempt from tax
Investing in Government Securities has become simpler. The Reserve Bank of India had notified, in November 2017, that stock exchanges can act as aggregators for retail investor and thus facilitate … [Read More...] about You can now invest online in Government Bonds easily. Should you?
The topic of this post may seem odd, given what I regularly write about ULIPs. I advocate mutual funds over unit-linked insurance plans (ULIPs) and for good reasons. I do not deny bias though. I … [Read More...] about How to select the Best ULIP (Unit Linked Insurance Plan) for your portfolio?