HDFC Life Sanchay Plus is a Non-participating traditional life insurance plan. That means the payouts are guaranteed. There is no market risk or risk associated with varying annual bonuses. You know … [Read More...] about Review: HDFC Life Sanchay Plus: The good and the bad
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Most of us have to take home loans to purchase a house. Home loans come in multiple variants. One of the popular home loan variants is a Home Saver Loan. A prominent example is the SBI Maxgain Loan … [Read More...] about Things to keep in mind if you have SBI MaxGain Loan
You start with a certain asset allocation mix. At regular intervals, you bring your portfolio to original asset allocation mix. Let’s say you have Rs 20 lacs to invest. You have two asset … [Read More...] about What is Portfolio Rebalancing? How it helps?
For many of us, when we think about investments, the focus is mostly on returns. Not unfair. Everybody wants adequate reward for the risk taken. However, when you think in terms of financial goals or … [Read More...] about Financial Planning and Investing more
LIC has recently launched a new participating LIC Navjeevan plan in March 2019. It is a non-linked participating traditional life insurance plan. Regular readers will know that I am not a big fan … [Read More...] about LIC NavJeevan Plan: Why the plan is structured this way?
As investors, we like to compare different investment products while making an investment choice. Most of us compare different products on their returns. We look at 3-year, 5-year, 10-year returns. We … [Read More...] about Mutual Funds, ULIPs, NPS, PMS: How is return performance reported?
Investors have different levels of risk tolerance. Some don’t bat an eyelid even if their portfolio nosedives by 25-30% while others worry even if their portfolio is down half a percent. The first … [Read More...] about How to invest if you have low risk appetite?
Moving abroad for employment or planning to shift back to India permanently? How will your income be taxed? Can you continue holding NRE deposit and continue to get tax-free interest? Well, … [Read More...] about Who is NRI as per FEMA and Income Tax Act?
If you are new to equity markets, you may have some discomfort with volatility. If you are closer to retirement or you are making a lumpsum investment, this discomfort is quite justified too. You can … [Read More...] about If you are a young investor, volatility can be your friend
You have decided to invest in mutual funds. You have selected the best mutual funds for you. You have also decided whether you want to invest lump sum or through Systematic Investment Plans (SIPs) … [Read More...] about Mutual funds: Growth or dividend? What should you choose?