LIC has recently launched a new participating LIC Navjeevan plan in March 2019. It is a non-linked participating traditional life insurance plan. Regular readers will know that I am not a big fan … [Read More...] about LIC NavJeevan Plan: Why the plan is structured this way?
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As investors, we like to compare different investment products while making an investment choice. Most of us compare different products on their returns. We look at 3-year, 5-year, 10-year returns. We … [Read More...] about Mutual Funds, ULIPs, NPS, PMS: How is return performance reported?
Investors have different levels of risk tolerance. Some don’t bat an eyelid even if their portfolio nosedives by 25-30% while others worry even if their portfolio is down half a percent. The first … [Read More...] about How to invest if you have low risk appetite?
Moving abroad for employment or planning to shift back to India permanently? How will your income be taxed? Can you continue holding NRE deposit and continue to get tax-free interest? Well, … [Read More...] about Who is NRI as per FEMA and Income Tax Act?
If you are new to equity markets, you may have some discomfort with volatility. If you are closer to retirement or you are making a lumpsum investment, this discomfort is quite justified too. You can … [Read More...] about If you are a young investor, volatility can be your friend
You have decided to invest in mutual funds. You have selected the best mutual funds for you. You have also decided whether you want to invest lump sum or through Systematic Investment Plans (SIPs) … [Read More...] about Mutual funds: Growth or dividend? What should you choose?
In an earlier post on claim settlement ratio, I had delved into claims data of health insurance companies for FY2018. In this post, let’s look at the claims settlement ratio for the life insurance … [Read More...] about Claims Settlement Ratio of Life Insurance Companies (FY2018)
The Union budget 2019 was presented on Feb 1, 2019. There were some tax sops offered to the middle class. A new pension scheme for the workers in the unorganized sector was launched. There was an … [Read More...] about Budget 2019: Key Highlights
While selecting an insurance plan, the first filter you apply is on the Claims settlement ratios. Lower the claim settlement for a company, the more you are likely to stay away from the company. IRDA … [Read More...] about Claims Settlement Data of Health Insurance Companies (FY2018): How to interpret?
In simple words, ETF or Exchange traded funds are index funds that trade on stock exchanges like shares. An ETF allows you to buy and sell an entire index like a stock. ETFs provide diversification … [Read More...] about PFP Primer: What are ETFs?