IRDA released its annual report for FY2017 in the first week of 2018. We have the claims settlement data for various life insurance companies for 2017-2018. Clearly, higher the claim settlement … [Read More...] about IRDA Claim Settlement Ratio of Life Insurance Companies for FY2016-2017
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Many investors look towards Small Savings Schemes not just as tax-saving options but also as reliable means of investment. However, you do not always earn a constant rate of return on these … [Read More...] about Latest PPF, Sukanya Samriddhi, SCSS, Small Savings Scheme Interest Rate (January-March 2018)
The Govt. of India announced 7.75% Savings (Taxable Bonds), 2018 recently. Let’s understand the salient features of these bonds and whether you should consider investing in these bonds. Firstly, … [Read More...] about 13 Things to know about Govt. of India 7.75% Savings (Taxable) Bonds, 2018
Conventionally, when you borrow, you borrow from an institution, say a bank or a Non-Banking Finance company (NBFCs). In case of Peer-to-Peer lending, you don’t borrow from an institution. Instead, … [Read More...] about All you need to know about Peer to Peer Lending Platforms
There are so many EMI calculators available today that we hardly care to understand the basic maths behind these calculations. I have met quite a few people who think of EMI calculation as a black … [Read More...] about How to calculate Loan EMI?
On a recent visit to a leading jeweller, I came across a gold scheme. Typically, the gold schemes go like this: You pay a fixed amount (instalment) every month and at the end of a specific … [Read More...] about Is it wise to invest in Gold schemes by Jewellers?
Aadhar is assuming greater and greater importance in our lives. We are required to link our Aadhar information to bank accounts, investments, insurance, mobile connections, PAN card and at many more … [Read More...] about How to check online where and when your Aadhaar has been used for Authentication?
Atal Pension Yojana (APY) was launched to provide life-long pension to the underprivileged and workers in the unorganized sector. If you join the scheme, the Central Government guarantees you and your … [Read More...] about Atal Pension Yojana (APY): Features, Benefits, Tax Treatment and Review
You purchased a pension plan many years back. The plan is about to mature. You get a call from the insurance agent/salesperson that you can use the pension plan proceeds to purchase a Unit Linked … [Read More...] about Maturing Pension plans and purchasing new ULIPs
Have you been investing in NPS? If not, I am not sure there are some reasons for staying away from NPS. Some of the common (and most of them valid too) reasons for not investing in NPS are: #1 … [Read More...] about What are the problems in NPS? Why investors stay away?