Want to construct your portfolio completely with index funds? Or want to construct the “Best portfolio” using index funds or ETFs? How would you do that? Good that there are many options available in the passive investing space. There are cap-based indices (Nifty 50, Nifty Next 50, Nifty Midcap 150 etc) and there are factor indices (Momentum, Low Volatility, Quality, … [Read more...] about How to build the “Best Portfolio” using index funds and ETFs?
The Reserve Bank of India has released the calendar for the Sovereign Gold Bond Scheme, 2021-2022 for the second half of FY2021-2022. The Bonds will be available for subscription in 4 tranches from October 2021 to March 2022. This is a departure from RBI's earlier stance of one bond issue each month. Over the next 6 months, there will be only 4 issues of Sovereign gold … [Read more...] about Sovereign Gold Bonds 2021-2022: Should you invest?
We have seen that adding international (foreign) equity to the portfolio adds value. Why? A simple explanation is that such foreign stocks won’t be affected by ups and downs of the Indian economy or Indian stocks. After all, you wouldn’t expect Amazon stock price to fall sharply if the RBI raises repo rates in India or there is a negative surprise on Indian GDP numbers. … [Read more...] about Which is the Best International Equity Mutual Fund in India?
You recently welcomed a baby girl to the family. Happy times for the family! This is also a good time to start investments for her education. The sooner you start, the less it will burden your pocket. Now the question. Where to invest for daughter’s education? There are many ways you can do this. You can invest in bank fixed deposits, recurring deposits, blue chip … [Read more...] about PPF vs SSY: Where to invest for daughter’s education?
Do you invest in midcap stocks or midcap funds? Which type of midcap stocks do well? While you want to invest in midcap stocks, you believe there is a lot of junk in midcap stocks and want to avoid such stocks. Well, there is a strategy index in the midcap space (Nifty Midcap 150 Quality 50) that aims to do exactly that. The index fund picks quality midcap stocks from … [Read more...] about Invest in midcap stocks? Do quality midcap stocks do well?
In Budget 2021, the Government had introduced a tax on interest on employee contribution to EPF over Rs 2.5 lacs in a financial year. The Government rationale was that many HNIs were taking benefit of tax-free interest by contributing heavily to the employee provident fund (EPF) account. Read this Economic Times article for more details. The Government feels it is not right … [Read more...] about EPF Tax: How will your EPF contribution above Rs 2.5 lacs be taxed?
Is Nifty Next 50 index a large cap or a midcap index? Going by SEBI classification where top 100 stocks by market capitalization are considered large cap stocks, Nifty Next 50 is a large cap index. However, I believe its performance shares greater similarity with the midcap index (Nifty Midcap 150) than with the large cap index (Nifty 50). Nifty Next 50: Large cap or Mid … [Read more...] about Nifty Next 50 index: Large cap or Midcap fund?
Always good to receive positive feedback from regular readers. Such feedback makes all the writing effort worthwhile. One such reader, Kshitij, wrote an encouraging email from Ludhiana along with an interesting query,” If you can throw some light on NIFTY 50 NV20 index. Surprisingly, its beaten most of the other Large Cap Benchmarks in last 3 yrs. Thought it might be an … [Read more...] about Nifty 50 Value 20 (NV20) Index: Review: Should you invest?
An investor recently enquired about Aditya Birla Sun Life (ABSLI) Wealth Infinia plan. His bank RM has been pushing this plan aggressively. ABSLI Wealth Infinia plan is a Unit-Linked Insurance plan (ULIP). While I am not very fond of ULIP products, I will share the product review below. I am biased against mixing insurance and investments and do not like purchase … [Read more...] about Review: ABSLI Wealth Infinia ULIP: Should you invest?
HDFC Mutual Fund has launched HDFC Nifty 50 Equal Weight Index Fund. The fund is currently under NFO stage and will soon be available for ongoing subscriptions. Should you invest in HDFC Nifty 50 Equal Weight Index fund? The HDFC fund is a passive fund tracking Nifty 50 Equal Weight Index (Nifty 50 EW). There are a few in the Nifty 50 equal weight index funds in the … [Read more...] about HDFC Nifty 50 Equal Weight Index Fund: Review: Should you invest?