Good and Services tax (GST) came into force on July 1, 2017. Let’s look at the impact introduction of GST will have on your insurance premium. Before the introduction of GST you had to pay Service Tax … [Read More...] about How GST affects your Insurance Premium?
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Last week, I came across an advertised from SBI Mutual Fund in ET Wealth where the AMC extolled the virtues of Systematic Withdrawal Plan (SWP) from an equity mutual fund. Through an illustration, … [Read More...] about How SBI Mutual Fund is misleading Investors through its Advertisements?
Did you know that your credit report alone can compel a lender to turn down your loan application? Banks are becoming increasingly reliant on credit scores as part of their loan sanction process. And … [Read More...] about Checking Credit Reports: What to Look For? How to Fix Anomalies?
As online banking, electronic transactions and debit or credit cards find greater acceptance, the room for electronic banking frauds also grows. RBI has come out with a circular that details the … [Read More...] about What is your Liability in a Credit Card or Online Banking Fraud?
Karthik, a good friend, forwarded an article from ColloborativeFund.com titled “The Reasonable Formation of Unreasonable Things”. The article talks about how market bubbles and crashes are … [Read More...] about How Traders and Investors have different expectations and how it affects markets?
Last week, the interest rate for PPF, Sukanya Samriddhi Scheme, Senior Citizen Savings Scheme, NSC and other small savings schemes were cut by 0.1% p.a. Let’s look at what the rates are. Latest … [Read More...] about Interest rate for PPF and other Small Savings Schemes cut by 0.1%. What should you do?
With mutual funds, you can take exposure to equity markets (both domestic and foreign), debt investments, gold and now even real estate and at the same time have your money managed by professional … [Read More...] about Why I prefer Mutual Funds over other investments?
There is no standard nomenclature. The nomenclature may differ across banks. I call these step-up home loans because EMI increases after a few years. Let' dig deeper. What are Step-up home loan … [Read More...] about What are Step-Up Home Loan Products?
One of the first questions that many have on their minds while short-listing a life insurance policy is whether insurance company will pay up if the policy holder dies. The greatest worry is if, … [Read More...] about Claim Settlement Data of Life Insurance Companies: Hides more than it Reveals
LIC Jeevan Umang is a non-linked participating whole life traditional life insurance plan. The meaning of whole life is almost literal. The plan matures when you turn 100. Let’s look at at some … [Read More...] about Review: LIC Jeevan Umang