You cannot go wrong with mutual fund SIPs. Can you? Just start a SIP and forget about it. Good returns are guaranteed. Anecdotes are fine. What does the data tell us? Does SIP guarantee good returns? I consider 3-year, 5-year, and 7-year SIP returns on Nifty 50 TRI for the last 20 years. I have considered a large-cap index (Nifty 50 TRI). A holistic exercise … [Read more...] about Does Mutual Fund SIP guarantee good returns?
The reason is quite simple. Because most of us invest through Systematic Investment Plans (SIP). Not many of us invest in equity mutual funds in lump sum. This is not to say lump sum investing in mutual funds is a bad idea. But it is quite risky for sure. Only very smart investors can pull it off consistently. When you visit various mutual funds aggregator and analysis … [Read more...] about Focus on SIP returns