It has been over 6 years since the direct plans of the mutual fund schemes were launched in January 2013. It is a good time to compare the performance between the direct and regular plans of the MF schemes. To recap, each MF scheme has a direct and regular plan variant. The portfolio and the fund manager are the same in both the variants. The difference is in the payment of … [Read more...] about 6 years on: Performance Comparison between Direct and Regular Mutual Funds
direct plans vs regular plans
Mutual Fund Direct plans have been around for over 5 years now. Under direct plans of mutual fund schemes, you invest directly with the mutual fund house. There is no intermediary or distributor involved. Hence, you save on intermediary costs. This reflects in better returns as compared to regular plans of MF schemes. Under regular (or distributor) plans, you invest through a … [Read more...] about Performance Comparison: Direct plans vs. Regular plans of Mutual Funds
There is no reason why a Do-it-Yourself (DIY) investor needs to invest in regular plans of mutual fund schemes. There are so many online direct plan platforms around that convenience is no longer an excuse for investing in regular plans. Therefore, it is almost criminal for a DIY investor to invest with say ICICIDirect. Even for those who need assistance in portfolio … [Read more...] about How to switch (convert) from Regular plan to Direct plan of a MF scheme?
Zerodha, the discount brokerage house, has launched a mutual fund platform (Coin) for investment in direct plans of MF schemes. This is yet another portal for investing in direct plans of mutual fund schemes. Let’s look at some of the aspects that you must consider before deciding if you should sign up for Coin. What is the cost involved? The cost is quite attractive. You … [Read more...] about Zerodha launches Coin- A Mutual Fund Direct plan Investment Platform
Direct plans of MF schemes have been gaining traction over the last few years. Till about a few years ago, you had to go to individual AMC websites if you wanted to invest in direct plans of MF schemes. That meant remembering or noting down many user ids and passwords. There was a need for direct mutual fund websites which could let you invest in direct plans of MF schemes … [Read more...] about How to register with MF Utility?
SEBI has come out with a circular specifying the disclosure format for Consolidated Account Statement to be issued to investors by AMCs on a half-yearly basis. You can go through the SEBI Circular here. SEBI has also provided sample format for Consolidated Account Statement (CAS). This CAS will clearly show how much your distributor is making through your MF investments. To … [Read more...] about Absolute commissions paid to MF distributors to be disclosed in CAS
In a series of posts on this blog, I have highlighted how you can enhance your mutual funds by investing in direct plans of mutual funds schemes. Under direct plans of mutual fund schemes, you bypass intermediary and invest directly with the fund house. Since there is no intermediary involved, there is no intermediary and that adds to the returns. Everything else remains same … [Read more...] about MF Utility Online Platform for Direct Plans is now operational
Discounts are the flavor of the festive season. From shopping malls to your favorite e-commerce websites such as Flipkart, Myntra and Amazon, everyone is offering heavy discounts. You try to maximize your savings too. You look for the best deals, compare product prices across various online portals and search for discount coupons and cash back offers. However, amid this heavy … [Read more...] about You can get discounts on Mutual Fund Investments too