Once you lose money in stock markets or any other investments, there is a natural tendency to shift to products that offer guaranteed returns or that seem to offer guaranteed returns. While it is important to make investments that are aligned with your risk appetite, you also need to make investments in line with your financial goals. You must appreciate that return guarantee … [Read more...] about The Price you pay for Guaranteed Returns in Investments
Are you looking for a financial planner or financial adviser? Who would you go to? There is no dearth of choices. Let’s look at some of the common financial advisers/ planners/agents you may encounter: Mutual Funds Distributors (MFDs) or Independent Financial Advisors (IFA) Insurance Agents Bank branches/ relationship managers SEBI Registered Investment Advisers (SEBI … [Read more...] about What is better for you: A Fee-only Financial planner or a Fee-based planner?