You invest Rs 10,000 on January 1 every year for 20 years. In the first case, you earn a constant 6% p.a. for the first 10 years and 12% for the last 10 years. In the second case, you earn a constant 12% p.a. for the first 10 years and 6% p.a. for the last 10 years. Will you end up with the same corpus in both the cases? After all, Compounded Annual Growth Rate (CAGR) is the … [Read more...] about How do you calculate your Mutual Fund Returns: CAGR, IRR or XIRR?