When it comes to financial planning, many of us focus mainly on investments. Insurance portfolios do not always get as much importance. This is surprising because getting your insurance portfolio right is even more important than getting your investment portfolio right. Why? If you go wrong with your investment portfolio, you can still take corrective action and make amends. … [Read more...] about Getting your Insurance Portfolio right is extremely important
Life insurance riders
If you are looking for a black and white answer to this question, you are going to be disappointed. I don’t have the answer myself. In my opinion, there is no such thing as the best term insurance plan. A lot depends on what you need and are comfortable with. The purpose of this post is not to find out which is the best term life insurance plan. The intention is to help you … [Read more...] about Which is the Best Term Insurance Plan for you?
Planning to purchase a life insurance plan? Are you aware that you can purchase a few add-on riders along with your life insurance plan to augment your insurance portfolio? Common riders include critical illness, accidental death, waiver of premium, terminal illness and accidental disability rider. In this post, I will discuss what these riders are and whether it makes sense … [Read more...] about All you need to know about Life Insurance Riders