Interest rates have been going down for over 18 months now. If you have taken a home loan, your bank would have passed some of this benefit to you in the form of lower interest rates. Usually, the banks are reluctant to pass on the lower interest to the borrowers. However, regulations allow borrowers to move to a different benchmark (base rate to MCLR to Repo rate linked … [Read more...] about The Bank offers to reduce Home Loan Interest Rate for a fee. How to figure out if the offer is good?