Budget 2021

EPF Tax: How will your EPF contribution above Rs 2.5 lacs be taxed?

September 6, 2021 by Deepesh Raghaw 7 Comments

In Budget 2021, the Government had introduced a tax on interest on employee contribution to EPF over Rs 2.5 lacs in a financial year. The Government rationale was that many HNIs were taking benefit of tax-free interest by contributing heavily to the employee provident fund (EPF) account. Read this Economic Times article for more details. The Government feels it is not right … [Read more...] about EPF Tax: How will your EPF contribution above Rs 2.5 lacs be taxed?

How ULIPs will be taxed? (After Budget 2021)

February 16, 2021 by Deepesh Raghaw 1 Comment

The Budget 2021 changed the way Unit Linked Insurance Plans (ULIPs) will be taxed. This reduces the difference between the taxation of mutual funds and ULIPs. Let's find about how ULIP taxation has changed. What is the new rule about ULIP taxation? If you buy a ULIP on or after February 1, 2021 and the aggregate annual premium of such ULIP (ULIPs) exceeds Rs 2.5 lacs … [Read more...] about How ULIPs will be taxed? (After Budget 2021)

Budget 2021: Highlights: Changes to EPF, ULIP taxation

February 1, 2021 by Deepesh Raghaw Leave a Comment

The Finance Minister presented the Union Budget 2021 today. Here are the key highlights. #1 Income Tax Slabs remain unchanged No changes have been made to the income tax slabs. No additional tax benefits have been announced either. #2 Interest on EPF becomes taxable in certain cases Current Regulation: Interest on your contribution to EPF account is exempt from … [Read more...] about Budget 2021: Highlights: Changes to EPF, ULIP taxation

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