debt mutual funds

Bharat Bond ETF 2032: Review: Who should invest?

Edelweiss has launched Bharat Bond 2032 ETF and Fund-of-Fund (FoF). In this post, let’s see how the Bharat Bond ETF/FoF works. How are these different from regular debt mutual funds? What are the merits? Who should invest? Who should not? What is Bharat Bond 2032 ETF and FoF? Target maturity ETF/FoF. This means the product …

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SEBI AT1 perpetual bonds

New SEBI Rule about Perpetual Bonds: How it affects Debt MF Investors?

SEBI has modified investment norms for debt mutual funds for investing in bonds that are quasi-equity in nature. Such bonds can be made to absorb losses before equity or may be convertible to equity in case of a specified event. Additional Tier 1 and Tier 2 bonds (AT1 and AT2) are such bonds. The rules …

New SEBI Rule about Perpetual Bonds: How it affects Debt MF Investors? Read More »

Motilal Oswal 5-year G-Sec ETF: Should you invest?

Motilal Oswal AMC has launched a debt ETF (Motilal Oswal 5-year G-sec ETF) to track the performance of Nifty 5-year Benchmark G-Sec Index. Should you invest in this ETF? Before we get to the “Yes” or “No” answer, let’s first look at the Nifty 5-year benchmark, the pros and cons of this ETF, and look …

Motilal Oswal 5-year G-Sec ETF: Should you invest? Read More »

Bharat Bond ETFs: Second Tranche opens July 14: Should you invest?

A new fund offer (NFO) of Bharat Bond ETFs will be open for subscription from July 14, 2020 until July 17, 2020. The first series of Bharat Bond ETFs was launched in December 2019. I had written about the first tranche in detail here. The product structure remains the same. The new series of Bharat …

Bharat Bond ETFs: Second Tranche opens July 14: Should you invest? Read More »

Bank FD rates have gone down sharply. What should you do?

You must learn to live with it. And I concede FD rates have gone down sharply. I copy the current FD rates from the SBI website. A common refrain is, “Fixed Deposits are giving nothing. I want to invest in debt mutual funds to get a better return”. Why? Because when we compare past 1-year …

Bank FD rates have gone down sharply. What should you do? Read More »

insurance misselling

Using ULIPs to build our Fixed Income Portfolio: A Smart Strategy?

Many investors are worried about their debt fund investments. You cannot fault investors. Their hard-earned money is at stake. Moreover, when some of the AMC CEOs are busy peddling their credit risk funds despite the Franklin mess, it is not easy to trust the industry. Your confidence is likely to suffer. How do you build …

Using ULIPs to build our Fixed Income Portfolio: A Smart Strategy? Read More »

Has your Balanced Fund (Hybrid) delivered value?

Many of us invest in aggressive hybrid funds (balanced funds) to earn good returns with lower volatility. We believe that the equity portion will provide the upside and the debt portion will cushion the downside. Over the long term, this may result in better absolute returns than even a pure equity fund (or at least …

Has your Balanced Fund (Hybrid) delivered value? Read More »

How to find if your Debt Mutual Fund Scheme is safe?

After Franklin debt mutual funds winding up last week, many debt mutual funds investors are in a shock. Not just those whose money got stuck in one of the six closed Franklin funds. Even other investors are worried about their debt mutual fund investments.  They do not want a Franklin like closure happening with any …

How to find if your Debt Mutual Fund Scheme is safe? Read More »

Loss in Franklin Debt Mutual Funds: What should you do?

On January 17, 2020, many debt mutual fund investors with Franklin AMC woke up to a nasty surprise. NAVs of many popular debt mutual fund schemes from Franklin had gone down by 4-7%. Why did this happen? Many of Franklin debt mutual fund schemes held debt issued by Vodafone-Idea. What about Vodafone-Idea? On January 16, …

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