In one of my earlier posts, I discussed how you can avoid distribution costs by investing in direct plans of mutual fund schemes. I also established the quantum of long-term savings you stood to make by investing in direct plans of MF schemes. To find out more about direct plans, read my article in Business Standard about direct plans of mutual funds here. In this post, I … [Read more...] about Why NAV of Direct Plans is higher than Regular Plans of MF schemes
Mutual Fund Direct plans have been around for over 5 years now. Under direct plans of mutual fund schemes, you invest directly with the mutual fund house. There is no intermediary or distributor involved. Hence, you save on intermediary costs. This reflects in better returns as compared to regular plans of MF schemes. Under regular (or distributor) plans, you invest through a … [Read more...] about Performance Comparison: Direct plans vs. Regular plans of Mutual Funds
The awareness about direct mutual funds (or direct plans of mutual fund schemes) is increasing. And why not? You stand to earn higher returns for no additional risk. It is foolish to invest in regular plans if you are a do-it-yourself investor. You are compromising on returns for no hint of advice. Even for those who need assistance, it may be a good choice to work with a … [Read more...] about Best Mutual Fund Direct Plan Platforms in India (How to invest in Direct Mutual Funds online?)
Zerodha, the discount brokerage house, has launched a mutual fund platform (Coin) for investment in direct plans of MF schemes. This is yet another portal for investing in direct plans of mutual fund schemes. Let’s look at some of the aspects that you must consider before deciding if you should sign up for Coin. What is the cost involved? The cost is quite attractive. You … [Read more...] about Zerodha launches Coin- A Mutual Fund Direct plan Investment Platform
Direct plans of MF schemes have been gaining traction over the last few years. Till about a few years ago, you had to go to individual AMC websites if you wanted to invest in direct plans of MF schemes. That meant remembering or noting down many user ids and passwords. There was a need for direct mutual fund websites which could let you invest in direct plans of MF schemes … [Read more...] about How to register with MF Utility?
SEBI has come out with a circular specifying the disclosure format for Consolidated Account Statement to be issued to investors by AMCs on a half-yearly basis. You can go through the SEBI Circular here. SEBI has also provided sample format for Consolidated Account Statement (CAS). This CAS will clearly show how much your distributor is making through your MF investments. To … [Read more...] about Absolute commissions paid to MF distributors to be disclosed in CAS
In a series of posts on this blog, I have highlighted how you can enhance your mutual funds by investing in direct plans of mutual funds schemes. Under direct plans of mutual fund schemes, you bypass intermediary and invest directly with the fund house. Since there is no intermediary involved, there is no intermediary and that adds to the returns. Everything else remains same … [Read more...] about MF Utility Online Platform for Direct Plans is now operational
Discounts are the flavor of the festive season. From shopping malls to your favorite e-commerce websites such as Flipkart, Myntra and Amazon, everyone is offering heavy discounts. You try to maximize your savings too. You look for the best deals, compare product prices across various online portals and search for discount coupons and cash back offers. However, amid this heavy … [Read more...] about You can get discounts on Mutual Fund Investments too
Direct plans of mutual fund schemes offer better returns than regular plans. This aspect of mutual fund investing is not lost on many. However, a lot of people find it cumbersome to visit nearest mutual fund offices for every new AMC (Asset Management Company or mutual fund house) they want to invest with. I have mentioned in many of my earlier posts that you need to visit AMC … [Read more...] about Invest online in Direct Plans of Mutual Fund Schemes
The answer is an unequivocal yes. You might have to do a bit of running around initially but the excess returns will more than compensate for it. Go through this post to know more about direct plans of mutual fund schemes and how direct plans offer better returns than regular plans. For equity funds, the excess return of direct plans ranges from 0.25% to 1% per annum. This can … [Read more...] about Should you switch from Regular plan to Direct plan of MF scheme?