Investors have different levels of risk tolerance. Some don’t bat an eyelid even if their portfolio nosedives by 25-30% while others worry even if their portfolio is down half a percent. The first category of investors are likely experienced investors while the second category have a low level of risk tolerance. How should such investors with low risk appetite or tolerance … [Read more...] about How to invest if you have low risk appetite?
fee-only financial planner
Mutual Fund Direct plans have been around for over 5 years now. Under direct plans of mutual fund schemes, you invest directly with the mutual fund house. There is no intermediary or distributor involved. Hence, you save on intermediary costs. This reflects in better returns as compared to regular plans of MF schemes. Under regular (or distributor) plans, you invest through a … [Read more...] about Performance Comparison: Direct plans vs. Regular plans of Mutual Funds
The awareness about direct mutual funds (or direct plans of mutual fund schemes) is increasing. And why not? You stand to earn higher returns for no additional risk. It is foolish to invest in regular plans if you are a do-it-yourself investor. You are compromising on returns for no hint of advice. Even for those who need assistance, it may be a good choice to work with a … [Read more...] about Best Mutual Fund Direct Plan Platforms in India (How to invest in Direct Mutual Funds online?)
Are you looking for a financial planner or financial adviser? Who would you go to? There is no dearth of choices. Let’s look at some of the common financial advisers/ planners/agents you may encounter: Mutual Funds Distributors (MFDs) or Independent Financial Advisors (IFA) Insurance Agents Bank branches/ relationship managers SEBI Registered Investment … [Read more...] about What is better for you: A Fee-only Financial planner or a Fee-based planner?