How to Invest if you have a Low Risk Appetite?
Investors have different levels of risk tolerance. Some don’t bat an eyelid even if their portfolio nosedives by 25-30% while […]
fee-only financial planner
Financial Planning and Investing more
For many of us, when we think about investments, the focus is mostly on returns. Not unfair. Everybody wants an
Need money within 3 years: Bank FD or a Debt Mutual Fund?
You got Rs. 10 lacs with you. You know you would need the money or at least some portion of
Mutual Funds: The Expense Ratio Trick
I regularly write against mixing investments and insurance. I highlight issues in the cost structures of various investment and insurance
Review: HDFC Life Sanchay Plus: The good and the bad
HDFC Life Sanchay Plus is a Non-participating traditional life insurance plan. That means the payouts are guaranteed. There is no
Financial Planning, Mutual funds, Opinion
What is Portfolio Rebalancing? How it helps?
You start with a certain asset allocation mix. At regular intervals, you bring your portfolio to original asset allocation mix.
Mutual funds
Performance Comparison: Direct plans vs. Regular plans of Mutual Funds
Mutual Fund Direct plans have been around for over 5 years now. Under direct plans of mutual fund schemes, you
Best Mutual Fund Direct Plan Platforms in India (How to invest in Direct Mutual Funds online?)
The awareness about direct mutual funds (or direct plans of mutual fund schemes) is increasing. And why not? You stand
Financial Planning, Opinion
What is better for you: A Fee-only Financial planner or a Fee-based planner?
Are you looking for a financial planner or financial adviser? Who would you go to? There is no dearth of
The Cost of a Poor Financial Product is much higher than the cost of Professional Investment Advice
I get many inquiries about financial planning or investment advisory services. During the follow-up discussion, a few prospects go cold